Our Services

Savings & Deposits:
◦ How funds are pooled
◦ Minimum contribution info
Loan Facilities:
◦ School fees loans
◦ Business loans
◦ Application process and eligibility
Investments:
◦ Real estate projects
◦ Other ventures approved at AGMs
Member Dividends & Rewards:
Based on shareholding and surplus performance.
Education & Training
◦ Real estate projects
◦ Other ventures approved at AGMs

Value Proposition

At Harvest Family Investment Co-operative Society Limited (HFICSL) we believe in working as a team to mobile, pool and grow finances together. This is achieved by promoting the welfare and economic interests of each member. We are committed to afford our members an opportunity to accumulate their savings and deposits and avail a source of funds for investment.

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